Ben Stein, bestselling author of

How to Ruin Your Life
How to Ruin Your Love Life
And below is:
How to Ruin Your Financial Life
Quotes:

The world rest on three pillars: on money, on money, and on money. -East Europe proverb

No money, no life. -cONFUCIAN axioms
"It is hard to be bitter when you are as rich as I am" -BOBSTER, BOY DYLAN

"Nobility is riches santified by long passage of time." English saying

"Begin at once, and do the best you can"

"If nothing changes, then nothing changes."-if you keep doing you've been doing, then you will get the same results you have always got.

you should get moving right now on accomplishing your goals, because the more time you have t work on them, the more likely you are to attain them.
And then there's some old saw about how a journey is more likely to get finished if you start early in the morning.

How to Ruin Your Fiancial Life: (these advices are to be checked, the more you find yourself matching, the more easily and likely you ruin your financial life,  or in danger of so doing, if not now, soon)
1. Forget about tomorrow
2.Know with certainty that there will never be any rainy days in your life
3.Remember that your pace of mind is a lot more important than the few pennies you'll save
4.Save Money only when you feel like it, and if you just don't feel like saving, then don't!
5.Don't bother to learn anything at all about investing
6.Spend as much as you want, and don't be afraid to go into debt
7. Set up a High-Profile, High-Consumption Lifestyle with enormous fixed expenses
8.Compete with your friends to see who can spent the most
9. Don't balance your checkbook or keep track of what you spend
10.Forget to pay your taxes
11.Truely believe that you're only as valueable as what you own
12. Collect as Many Credit cards as you can, and you them frequently
13.As soon as you've succeeded in maxing out your credit cards...get new ones!
14. When you get your credit-card Bill, pay only the minimum each month
15.know in your heart of hearts that you will never run out of money
16. Repeat after me:"I am not responsible for my financial well-being"
17.Trust that there's always more money coming in
18.Lend money to your friends-especially your girlfriend or boyfriend
19. Learn the Ultimate Rule of Success-Money
20. Play lady-or Lord-Bountiful by shelling out Money to everyone around you
21. Don't think about retirement -It's a L-O-0-N-N-G Way Off....
22. Choose a broker based on his(or her) Good looks, Fashion Sense, and Gift of Gab
23. Attend a "Free" Financial Seminar, and follow the advice they "sell" you to the letter
24. Rest assured that if a person is quoted in The Wall Street Journal or on TV, She or he Must be able to forecast the stock market
25. Don't Pay any attention to Finacial Experts who urge you to diversity - the stock market is always the best and only place to be!
27. Convince yourself that you can beat the market without knowing anything about it
28.Carve it in stone: "Average" returns in the stock market aren't good enough for you!
29: Don't waste your time iwth a broker works for a well-known Firm - Go with that Nimble Little Fellow who sent you spam on the internet
30. Act fast! Those stock tips you heard about in the locker room have real value
31. Don't be satisfied to just buy and hold-rapid trading is the key to wealth
32. Invest in penny stocks
33. To make real money , go on Margin!
34. Believe in "Black Box" Trading methods Pitched to you by some wizard in a Fancy suit
35. Put all your eggs in one basket-'Cause Only Sissies Diversify
36. Ignore Investment fees and expenses-They're just Nickels and Dimes
37. Buy and Read newletters about investing, and do exactly waht they say
38. make sure you never hold your financial adviser or broker accountable - you want him to your friend
39. If your investment program isn't producing good results, keep doing the same thing anyway
40. If taking charge of your financial life seems overwhelming Now, just put it off for a few more years
41. Start a business with inadequate capital - in a difficult field and in a difficult location
42. Don't worry about buying stocks when there is a bubble going on-you'll always know when to sell out just before the bubble bursts
43.If getting your finances together seems too difficult at any given time, turn everything over to a financial/business manager who will have total control over your money
44.Believe that you can get rich quick-that you can get somethng for nothing
45. Know without a doubt that you don't have to work hard-you only need to find an angle
46. Do not buy a home-a free spirit like you does not need to put down roots
47. Feel confident that you can borrow your way out of any problem
48. Rest assure that shopping is perfectly valid form of emotional and physical excercise-whether you need what you're buying or not
49. Carefully pore over all those catalogs you get in the mail, and order them late at night or when you're feeling lonely
50. Don't sweat the small stuff -- after all, $10 or $20 a day doesn't really add up to much!
51. Fina a man or woman with really expensive tastes and reckless financial habits-and Marry Him or Her!
52.Get seperated and Divorced Frequently
53. Don't keep records
54. Gamble with your money
55. Don't bother to provide for your Spouse or your children
32.